Changes

Credit Card Recommendations

No change in size, 15:57, 10 November 2018
American Express Blue Cash Preferred Card
*1% on all else unlimited
It costs $7595/year. Assuming you only use this on groceries the 6% pays for the yearly fee (when compared to a free 3% card) @ $2500 spent. Add in gas and it gets better so, for most people, paying the yearly fee is worth it. It also gives you access to some AMEX cashback offers that are something like "spend $30 at a Shell station using the card and get a $5 statement credit". Once you sign up for the deal you just use the card at the specified retailer and a credit is automatically issued to your account.
This card is only good for stores categorized as "supermarkets." This does not include big box stores liked Target & Walmart or warehouse clubs like Sam's and Costco.