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→American Express Blue Cash Preferred Card
This is your grocery store (and possibly gas) card. It provides:
*6% back on groceries on up to $6000 spent per year
*6% back on streaming services
*3% back on gas unlimited
*1% on all else unlimited
Assuming you only use this on groceries the 6% break even for the yearly fee (when compared to a free 3% card) @ $3167 spent. If you use this for gas too the break even point is lower. So, for most people, paying the yearly fee is worth it (if you spend more than $3167 per year on groceries).
In a year, if you spend $6000 on groceries with this card, you'll get $360 cashback - $95 fee = $265 (as compared to $180 with the free 3% card). If you use this for gas & streaming services too you'll do better, but there is a [[#PNC Cash Rewards Visa|4% gas card from PNC]] listed below.
It also gives you access to some AMEX cashback offers that are something like "spend $30 at a Shell station using the card and get a $5 statement credit". Once you sign up for the deal you just use the card at the specified retailer and a credit is automatically issued to your account. I've been able to use a few of these for hotel stays, REI, gas stations, etc.
This card is only good for stores categorized as "supermarkets." This does not include big box stores liked Target & Walmart or warehouse clubs like Sam's and Costco.
Purchases of streaming services do not count toward your $6,000 grocery store cap. The eligible streaming services include:
*Amazon Music
*Apple Music
*Audible
*CBS All Access
*Direct TV Now
*ESPN+
*Fubo TV
*HBO Now
*Hulu
*iHeartRadio
*Kindle Unlimited
*MLB.TV
*NBA League Pass
*Netflix
*NHL.TV
*Pandora
*Prime Video Unlimited
*Showtime
*Sling TV
*SiriusXM Streaming and Satellite
*Spotify
*Stitcher
*YouTube Music Premium
*YouTube Premium
*YouTube TV
===[https://www.uber.com/c/uber-credit-card/ Uber Visa Card]===
